Hardly a day goes by that we don’t have at least one new visitor contact us to ask a question about the Addvantage Credit™ program. Recently our customer service team asked us to answer a list of the most common questions they receive. When we had answered the questions we realized we had a top seven reasons to love the AddvantageUSA credit offer.
Here they are:
Answer No. 1: The application process is free! We do not charge an application fee. You can apply for credit with no risk. When you are approved, there is no application fee charged to your account.
(The question was: Do you charge an application fee before or after approval?)
Answer No. 2: There is no monthly fee to keep an Addvantage Credit online shopping account. You will not be charged each month simply to have an account open with AddvantageUSA. Any charges you incur on your account will be related to using your account to make purchases in the store.
(The question was: Do you charge a monthly fee for having an Addvantage Credit shopping account? Am I charged a fee if I am not using the account?)
Answer No. 3: No, there is no annual fee for the Addvantage Credit store credit account.
(The question was: Is there a yearly fee for having an Addvantage Credit shopping account?)
Answer No. 4: Yes! Your AddvantageUSA credit history will be reported to the three major credit bureaus. AddvantageUSA reports such details about your credit account as: the date you activated your account, the credit limit, purchase history, payment history, late payments, and other data that is similar to most major credit card and store credit accounts.
(The question was: Will my account show up on my credit report? Do you report to all three major credit reporting agencies?)
Answer No. 5: No, this is not a secured card, and you do not have to deposit money in a saving account or certificate of deposit. AddvantageUSA does not ask you to make a security deposit in order to use the store credit account.
(The question was: is the AddvantageUSA credit account a secured account or secured credit account?)
Answer No. 6: Yes, you will receive a reasonable and useful credit limit. The Addvantage Credit account is not a low limit credit offer. The credit limit you receive may very, but they are at this time offered for amounts between two and four thousand dollars. Your account is truly useful.
(The question was: Is this a low limit credit account? What is the credit limit?)
Answer No. 7: Yes, we sell high quality merchandise; much of it is name brands, luxury products, and designer labels. Most of our products are brands that you know and trust. Others are less familiar, but they manufacture and sell goods with comparable quality. Our products measure up!
(The question was: Do you sell good products? I do not want just a bunch of unknown [crummy] merchandise.)